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Your AI-Powered Credit Assistant
Fix Your Credit.
Without Talking
to Anyone.
Our AI Agent disputes errors, negotiates removals, and tracks your progress across all 3 bureaus — automatically. Score Lift works around the clock so you never have to lift a finger.
Sign up in 2 minutes
No contracts
Cancel anytime
68%
742
↑ Score Improved
+83 pts
Dispute Removed
Equifax · Just now
Verified Client Results — All 3 Bureaus
512
512
+252 pts
534
534
+247 pts
498
498
+257 pts
★★★★★
500+ clients improved
✓ Real Results
Real Transformation
See What Score Lift Does For Your Credit
Real clients. Real scores. Real results — across all 3 bureaus.
★★★★★
0+
verified clients have already improved their credit with Score Lift.
An AI-powered credit repair app that
disputes errors, tracks deletions, and rebuilds your score
— automatically.
All 3 Bureaus Covered
We dispute with every major credit bureau simultaneously — no bureau left behind.
✦ Verified Client Results
Real people. Real score jumps.
See what our clients gained.
See what our clients gained.
No Phone Calls. No Waiting.
Skip the hold music. Score Lift's AI handles everything — disputes, letters, and follow-ups — without you ever picking up the phone.
Always Active
AI Agent Working 24/7
Our AI never sleeps. It monitors your credit, spots new errors, and sends disputes on your behalf — every single day.
📈 +83 pts this month
✅ Dispute Removed
🏠 Mortgage Approved
⭐ Score: 742
🛡️ Error Deleted
📊 +61 pts in 60 days
500+ Clients Helped
★★★★★
5-Star Rated
Avg. +183 pts in 90 Days
All 3 Bureaus Covered
Simple, Transparent Pricing
Choose Your Credit Repair Plan
No hidden fees. No long-term contracts. Just real results across all 3 bureaus.
Starter
$
79
/mo
+ $149 one-time setup
One-time fee to enroll your profile with all 3 bureaus
Get Started
Best for people who want a simple, affordable way to begin improving their credit.
Credit report review
Disputes sent to all 3 bureaus
Up to 5 negative items per cycle
Monthly dispute rounds
Standard USPS mail delivery
Client portal access
Progress tracking dashboard
Email support
⭐ Most Popular
Core
$
97
/mo
+ $249 one-time setup
One-time fee to enroll your profile with all 3 bureaus
Get Started
Best for people who want the most balanced option with stronger monthly progress.
Everything in Starter
Up to 10 negative items per cycle
Priority processing
Faster update handling
Monthly progress updates
Credit education resources
Email and SMS notifications
Premier
$
129
/mo
+ $349 one-time setup
One-time fee to enroll your profile with all 3 bureaus
Get Started
Best for people who want the fastest, most aggressive credit improvement path.
Everything in Core
Up to 15 negative items per cycle
Highest processing priority
Advanced dispute targeting
Certified trackable mail
Enhanced account review
Premium progress updates
Priority email support
No long-term contracts
Cancel anytime
All 3 bureaus covered
Real results, real clients
Simple Setup
On-Boarding, Communication & More
Having a direct line to both Leads and Clients is Gold!
1
App Homepage
Overview highlights, attractive design, FULLY branded with your logo
2
Scores Tracking
Instant updates for any new scores and track progress all on their phone
3
Live Messaging
Never miss a message with instant push notifications and FREE live 2-way messaging
4
Manage Billing
Pay invoices, update their preferred card on file, see past invoices all in the App
▲
+47 pts
this month
📈
580 → 720
▲
+83 pts
in 60 days
✅
Dispute Removed
▲
+29 pts
week 3
🏠
Mortgage Approved!
▲
+61 pts
3 months
Sound Familiar?
Poor credit is costing you more than you realize.
Millions of Americans are blocked from homes, loans, and financial freedom because of errors and outdated info on their credit reports. Score Lift fixes that — fast.
▲ −47 pts
"Why did my score just drop out of nowhere?"
Hard inquiries, reporting errors, and utilization spikes can tank your score without warning — and nobody explains why.
High APR
"I can't get rid of this high interest rate no matter what I do."
A low score means lenders charge you more. You could be paying thousands extra per year in interest because of fixable issues.
▲ Denied
"Why can't I get a credit limit increase?"
Banks see a risky profile and say no — even if your situation has improved. You're stuck in a cycle with no clear way out.
▲ Denied
"It's been months and I still can't get approved for a home."
Mortgage lenders have strict score cutoffs. Negative items — even old or inaccurate ones — can keep you renting forever.
Drowning
"I just can't catch a break with all this interest piling up."
When debt grows faster than you can pay it down, it feels hopeless. But a better score changes the math completely.
Unknown
"Where did all these negative accounts even come from?"
Old collections, duplicate entries, and even identity mix-ups appear on reports all the time. Most people never check — and never dispute them.
How It Works
How ScoreLift's AI Removes Negative Items
Traditional credit repair charges $250/month for basic letters. Our AI Agent does more — faster, smarter, and automatically. It just takes a few minutes to get started.
Step 1
🔍
⚠ Error Found
📋 Outdated Item
❌ Negative Mark
AI Credit Analysis
Our AI scans your full credit report across all 3 bureaus, identifying every error, outdated item, and negative entry that can be challenged.
Step 2
✅
🛡️
Smart Dispute Letters
The AI generates legally-compliant dispute letters personalized to your specific situation — no generic templates, no copy-paste.
Step 3
✉️
📬 Sent via USPS
Automated Mailing
Dispute letters are sent directly to all 3 bureaus via certified USPS mail. Track every letter's status in your dashboard.
Step 4
▲ 742
Progress Tracking
Monitor score updates across all 3 bureaus in real time. Watch negative items disappear and your score climb month by month.
Get the power of AI working on your credit —
plans starting at $79/month with no long-term contracts.
plans starting at $79/month with no long-term contracts.
3-Bureau credit repair — Equifax, Experian & TransUnion all covered
Advantages
Powerful Features
We Handle for Your ScoreLift
Sign up for Credit Monitoring
All you need is an active IdentityIQ account — we handle everything else.
Your $19.99/month monitoring gives you full 3-bureau credit reports, so you always know exactly where you stand while we go to work behind the scenes.
★★★★★ 4.9/5.0
Rated by 1,650 User
Get Your Full 3-Bureau Credit Report & Finally See What’s Holding You Back
Access your complete credit report from all three bureaus and clearly understand what’s impacting your score. No more guessing just real clarity on what needs to be fixed so you can move forward.
★★★★★ 4.9/5.0
Rated by 1,650 User
AI-Powered Disputes. Smarter, Faster, Done for You and Reviewed By Humans
Our ScoreLift AI engine analyzes your full credit report, identifies negative items, and helps generate dispute actions with speed and accuracy — so you can take action without the confusion.
★★★★★ 4.9/5.0
Rated by 1,650 User
Your Disputes Run Automatically Every Month No Action Needed From Your End
Our system continuously analyzes your credit profile and generates dispute actions on your behalf with every letter printed, packaged, and mailed for you. No manual work. No guesswork. Just consistent progress happening in the background.
★★★★★ 4.9/5.0
Rated by 6,650 User
Take Control of Your Credit Starting Today
Everything is handled for you — from identifying negative items to sending disputes — so you can focus on results, not the process.
Client Reviews
Real People. Real Results.
See what our clients say after Score Lift's AI went to work for them.
★★★★★
"I wasn't expecting much — I'd tried other companies before. But Score Lift actually got things removed. My score jumped 83 points in two months. No phone calls. No stress. Just results."
▲ +83 pts in 60 days
Marcus T.
Warehouse Supervisor, FedEx
★★★★★
"Years of financial mistakes followed me everywhere. I thought I'd never escape it. Score Lift changed that. Negative items disappeared one by one. It felt like a weight lifting off my shoulders."
▲ +67 pts removed
Rebecca L.
Administrative Assistant, Verizon
★★★★★
"Score Lift worked faster than I expected. 40 points up in weeks. No headaches, no stress, no confusing paperwork. Just logged in and watched my score climb. Highly recommend."
▲ +40 pts in 3 weeks
Carlos M.
Delivery Driver, UPS
★★★★★
"I was denied a mortgage twice. Score Lift helped me remove 3 collection accounts and two errors from my report. Six months later, I'm a homeowner. I still can't believe it."
▲ +112 pts • Mortgage Approved
Denise R.
Teacher, HISD
★★★★★
"I wasn't expecting much — I'd tried other companies before. But Score Lift actually got things removed. My score jumped 83 points in two months. No phone calls. No stress. Just results."
▲ +83 pts in 60 days
Marcus T.
Warehouse Supervisor, FedEx
★★★★★
"Years of financial mistakes followed me everywhere. I thought I'd never escape it. Score Lift changed that. Negative items disappeared one by one. It felt like a weight lifting off my shoulders."
▲ +67 pts removed
Rebecca L.
Administrative Assistant, Verizon
★★★★★
"Score Lift worked faster than I expected. 40 points up in weeks. No headaches, no stress, no confusing paperwork. Just logged in and watched my score climb. Highly recommend."
▲ +40 pts in 3 weeks
Carlos M.
Delivery Driver, UPS
★★★★★
"I was denied a mortgage twice. Score Lift helped me remove 3 collection accounts and two errors from my report. Six months later, I'm a homeowner. I still can't believe it."
▲ +112 pts • Mortgage Approved
Denise R.
Teacher, HISD
★★★★★
"I was facing so much frustration — incorrect late payments, lingering marks dragging my score down. Score Lift's AI systematically worked through every issue. In six weeks, I saw a 75-point improvement."
▲ +75 pts in 6 weeks
Emily R.
Financial Analyst, Bank of America
★★★★★
"I tried a few credit tools before. Most make big promises with little results. Score Lift is different — in two months I saw a 60-point boost. Nothing flashy, just solid improvements that actually matter."
▲ +60 pts in 2 months
Jason S.
Shift Manager, Starbucks
★★★★★
"Score Lift turned things around completely. I was stuck in the 500s for years. After a few months, I'm in the 700 club. The app is easy to use and you can see real progress without all the confusing jargon."
▲ 540 → 718 in 4 months
Sarah P.
Retail Sales Associate, Best Buy
★★★★★
"My landlord rejected my application because of my credit. Three months with Score Lift later — approved for an apartment AND a car loan at a rate I could actually afford. Game changer."
▲ +91 pts • Apartment + Car Loan
Andre W.
Security Officer
★★★★★
"I was facing so much frustration — incorrect late payments, lingering marks dragging my score down. Score Lift's AI systematically worked through every issue. In six weeks, I saw a 75-point improvement."
▲ +75 pts in 6 weeks
Emily R.
Financial Analyst, Bank of America
★★★★★
"I tried a few credit tools before. Most make big promises with little results. Score Lift is different — in two months I saw a 60-point boost. Nothing flashy, just solid improvements that actually matter."
▲ +60 pts in 2 months
Jason S.
Shift Manager, Starbucks
★★★★★
"Score Lift turned things around completely. I was stuck in the 500s for years. After a few months, I'm in the 700 club. The app is easy to use and you can see real progress without all the confusing jargon."
▲ 540 → 718 in 4 months
Sarah P.
Retail Sales Associate, Best Buy
★★★★★
"My landlord rejected my application because of my credit. Three months with Score Lift later — approved for an apartment AND a car loan at a rate I could actually afford. Game changer."
▲ +91 pts • Apartment + Car Loan
Andre W.
Security Officer
★★★★★
"Honestly, I've always hated dealing with credit stuff. But Score Lift was different — super easy to use and the AI actually did what they said. My score's up 50 points. Just let the AI handle it."
▲ +50 pts • Zero Stress
Jake T.
Store Associate, Target
★★★★★
"Simple, effective, and no hidden tricks. My score went up 45 points in a couple of weeks. I was skeptical at first but the results speak for themselves. Still can't believe how easy it was."
▲ +45 pts in 2 weeks
Alexis B.
Cashier, McDonald's
★★★★★
"I've been burned by credit help promises before. But Score Lift's AI really works. My score moved up 55 points in a month. Still keeping an eye on the long-term, but so far — incredible."
▲ +55 pts in 30 days
Tom K.
Driver, Lyft
★★★★★
"I couldn't get approved for anything — car, apartment, credit card. After 90 days with Score Lift, I got approved for all three in the same month. This app literally changed my financial life."
▲ +98 pts in 90 days
Tanya M.
Nurse's Aide
★★★★★
"Honestly, I've always hated dealing with credit stuff. But Score Lift was different — super easy to use and the AI actually did what they said. My score's up 50 points. Just let the AI handle it."
▲ +50 pts • Zero Stress
Jake T.
Store Associate, Target
★★★★★
"Simple, effective, and no hidden tricks. My score went up 45 points in a couple of weeks. I was skeptical at first but the results speak for themselves. Still can't believe how easy it was."
▲ +45 pts in 2 weeks
Alexis B.
Cashier, McDonald's
★★★★★
"I've been burned by credit help promises before. But Score Lift's AI really works. My score moved up 55 points in a month. Still keeping an eye on the long-term, but so far — incredible."
▲ +55 pts in 30 days
Tom K.
Driver, Lyft
★★★★★
"I couldn't get approved for anything — car, apartment, credit card. After 90 days with Score Lift, I got approved for all three in the same month. This app literally changed my financial life."
▲ +98 pts in 90 days
Tanya M.
Nurse's Aide
Frequently Asked Questions
All the Information You Need To Get Started
💳 How does this actually work?
We use a powerful credit automation system (powered by DisputeFox) to analyze your credit report, identify inaccurate or negative items, and generate dispute actions on your behalf. From there, everything is handled for you — including preparing and sending disputes to the credit bureaus.
⚡ Do I have to do anything myself?
After you 5-10 minute app based onboarding, uploading your ID, connecting your IdentityIQ, and uploading your documents. Once you're set up, the system works continuously in the background. Disputes are generated, processed, and sent for you so you don’t have to figure anything out or manage the process manually.
🧠 Is this legit and compliant?
Yes. Everything is based on your legal right to dispute inaccurate, outdated, or unverifiable information on your credit report. The system follows compliant processes and uses structured dispute methods designed to challenge questionable items properly.
📊 How do I track my progress?
You’ll have access to a full client portal and mobile experience where you can:
• View your credit reports
• Track score changes
• See dispute activity
• Get real-time updates
You’re never in the dark — everything is transparent.
📱 Will I be able to see what’s happening to my credit?
Yes. You’ll be able to monitor your progress, messages, and updates directly from your phone. You’ll always know what’s being worked on and how your credit is improving over time.
📬 Are disputes really sent out for me?
Yes. Once disputes are generated, they are automatically prepared, printed, and mailed on your behalf. You don’t need to go to the post office or deal with paperwork — everything is handled for you.
⏱️ How long does this take?
Credit improvement is a process, not an overnight fix. Most clients begin seeing movement after the 1st or 2nd round of disputes the first 30–60 days, with continued progress as disputes are processed and responses come back from the bureaus.
🔁 Is this a one-time process?
No. Credit repair requires consistency. That’s why the system works continuously — identifying, disputing, and updating your profile over time to maximize results.
💰 Why do I need IdentityIQ?
IdentityIQ gives you access to your full 3-bureau credit report, which is required for the system to analyze your profile and take action. It also allows you to track your progress in real time.
🧾 What kind of items can be disputed?
Any inaccurate, outdated, duplicated, or unverifiable negative items on your credit report can be challenged. This includes things like collections, late payments, charge-offs, and more — depending on your report.
🔒 Is my information secure?
Yes. The system uses secure infrastructure, encryption, and protected access to ensure your personal and credit data is handled safely at all times.
🤔 What if nothing gets removed?
Every credit profile is different, and results can vary. While no service can guarantee specific removals, the system is designed to challenge questionable items consistently — giving you the best chance at improving your credit over time.
📉 Will this hurt my credit?
No. Disputing inaccurate items does not hurt your credit. In fact, removing negative or incorrect items is what helps improve your overall credit profile.